:root{
  --navy:#0B1F3A; --blue:#103B73; --red:#B00020; --gold:#B38B00;
  --slate:#334155; --muted:#64748B; --ring:rgba(16,59,115,.18);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  color:#0f172a;
  background: radial-gradient(1200px 600px at 20% 0%, rgba(16,59,115,.22), transparent 55%),
              radial-gradient(900px 600px at 90% 20%, rgba(176,0,32,.14), transparent 55%),
              linear-gradient(180deg, #061226 0%, #07142a 55%, #07142a 100%);
}
a{color:inherit}
.container{max-width:1120px;margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip:focus{left:14px;top:14px;width:auto;height:auto;background:#fff;padding:10px;border-radius:10px;z-index:9999}
.topbar{position:sticky;top:0;z-index:50;background:rgba(7,20,42,.72);backdrop-filter: blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 0}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand img{height:42px;width:auto}
.brand .t1{font-weight:800;letter-spacing:.2px;line-height:1.1}
.brand .t2{font-size:12px;color:rgba(255,255,255,.78)}
.navlinks{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.navlinks a{color:rgba(255,255,255,.88);text-decoration:none;font-weight:650;font-size:14px;padding:9px 10px;border-radius:10px}
.navlinks a:hover{background:rgba(255,255,255,.08)}
.navcta{display:flex;gap:10px;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 14px;border-radius:12px;text-decoration:none;font-weight:800;font-size:14px;border:1px solid rgba(255,255,255,.15)}
.btn.primary{background:linear-gradient(135deg, var(--blue), #0a2e60);color:#fff}
.btn.primary:hover{filter:brightness(1.05)}
.btn.ghost{color:#fff;background:rgba(255,255,255,.06)}
.btn.ghost:hover{background:rgba(255,255,255,.1)}
.btn.red{background:linear-gradient(135deg, var(--red), #7d0017);color:#fff}
.hero{padding:46px 0 18px}
.heroGrid{display:grid;grid-template-columns:1.15fr .85fr;gap:18px;align-items:stretch}
.card{background:rgba(255,255,255,.92);border:1px solid rgba(255,255,255,.14);border-radius:20px;box-shadow:0 20px 60px rgba(0,0,0,.22);overflow:hidden}
.heroLeft{padding:28px}
.kicker{display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:12px;letter-spacing:1.6px;text-transform:uppercase;color:var(--gold)}
.kicker .dot{width:8px;height:8px;border-radius:999px;background:var(--gold)}
.h1{margin:10px 0 10px;font-size:44px;line-height:1.05;letter-spacing:-.8px;color:#07142a}
.sub{font-size:16px;line-height:1.55;color:#334155;margin:0 0 14px}
.heroActions{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0 8px}
.pills{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}
.pill{font-size:12px;font-weight:750;color:#0b1f3a;background:rgba(16,59,115,.10);border:1px solid rgba(16,59,115,.18);padding:7px 10px;border-radius:999px}
.heroRight{display:flex;flex-direction:column;gap:12px}
.photo{position:relative;min-height:320px;background:#0b1f3a}
.photo img{width:100%;height:100%;object-fit:cover;display:block}
.badge{position:absolute;left:14px;top:14px;background:rgba(7,20,42,.75);color:#fff;border:1px solid rgba(255,255,255,.18);padding:10px 12px;border-radius:14px;backdrop-filter: blur(8px)}
.badge .b1{font-weight:900}
.badge .b2{font-size:12px;color:rgba(255,255,255,.80)}
.callout{padding:16px 16px 14px}
.callout h3{margin:0 0 6px;font-size:16px}
.callout p{margin:0;color:#475569;line-height:1.45}
.callout .mini{margin-top:10px;display:flex;gap:10px;flex-wrap:wrap}
.section{padding:18px 0 0}
.section h2{color:#fff;font-size:26px;margin:0 0 12px}
.section p.lead{color:rgba(255,255,255,.82);margin:0 0 14px;max-width:72ch;line-height:1.55}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.tile{padding:18px;border-radius:18px;background:rgba(255,255,255,.94);border:1px solid rgba(255,255,255,.12);box-shadow:0 14px 40px rgba(0,0,0,.18)}
.tile h3{margin:0 0 6px;font-size:16px}
.tile p{margin:0;color:#475569;line-height:1.5}
.icon{width:40px;height:40px;border-radius:14px;display:flex;align-items:center;justify-content:center;background:rgba(16,59,115,.10);border:1px solid rgba(16,59,115,.18);margin-bottom:10px}
.icon svg{width:20px;height:20px;fill:var(--blue)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:14px;align-items:stretch}
.quote{background:rgba(255,255,255,.94);border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:18px}
.quote .q{font-size:16px;line-height:1.55;color:#0f172a}
.quote .by{margin-top:10px;color:#475569;font-weight:700}
.footer{padding:24px 0 34px;margin-top:22px;border-top:1px solid rgba(255,255,255,.10)}
.footer .fgrid{display:grid;grid-template-columns:1.2fr .8fr;gap:14px}
.footer p{color:rgba(255,255,255,.82);line-height:1.6;margin:8px 0 0}
.disclaimer{margin-top:12px;color:rgba(255,255,255,.72);font-size:12px}
.smallprint{color:rgba(255,255,255,.70);font-size:12px;margin-top:10px}
.form{display:grid;gap:10px}
.field{display:grid;gap:6px}
label{font-weight:750;color:#0f172a;font-size:13px}
input,select,textarea{width:100%;padding:12px;border-radius:12px;border:1px solid rgba(15,23,42,.18);outline:none;font-size:14px;background:#fff}
input:focus,select:focus,textarea:focus{box-shadow:0 0 0 4px var(--ring);border-color:rgba(16,59,115,.45)}
textarea{min-height:110px;resize:vertical}
.notice{padding:12px;border-radius:14px;border:1px solid rgba(16,59,115,.20);background:rgba(16,59,115,.08);color:#0b1f3a;line-height:1.5}
.notice.good{border-color:rgba(7,122,71,.25);background:rgba(7,122,71,.10)}
.notice.bad{border-color:rgba(176,0,32,.25);background:rgba(176,0,32,.10)}
@media (max-width: 980px){
  .heroGrid{grid-template-columns:1fr}
  .grid3{grid-template-columns:1fr}
  .grid2,.split{grid-template-columns:1fr}
  .h1{font-size:38px}
}
@media (max-width: 560px){
  .navlinks{display:none}
  .brand img{height:38px}
  .h1{font-size:34px}
}